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Home > Benefits > Retirement Plans > Retirement Plan Contribution Limits

Retirement Plan Contribution Limits

IU Retirement Plan

415(c) contribution limit

The IRC limits the amount of employer contributions and elective deferrals that can be made to the IU Tax Deferred Account Plan, IU Retirement Plan, and the IRC §403(b) plan portion of the IU 18/20 Retirement Plan on behalf of a participant. For 2015 and 2016, the maximum amount contributions that can be contributed to all of the plans on behalf of a participant for a limitation year is the lesser of:

Employer contributions made to the IU Retirement Plan and to the IRC §403(b) plan portion of the IU 18/20 Retirement Plan may limit the amount of elective deferrals that a participant may make to the IU Tax Deferred Account Plan.

Contributions made to other retirement plans outside of IU’s retirement plans such as other employer’s retirement plans and SEP plans may need to be aggregated with contributions made to IU’s retirement plans for the 415(c) limit. Please consult your tax advisor or contact UHR for assistance.

401(a)(17) compensation limit

IU Tax Deferred Account Plan (TDA)

402(g) contribution limit

The annual dollar limit for employee contributions to the IU TDA 403(b) plan is the lesser of:

AND

For age 50 and over catch-up the participant may increase the annual dollar limit on elective deferrals by an amount not exceeding the lesser of:

Contributions made to other retirement plans outside of IU’s retirement plans, such as another employer’s 401(k) or 403(b), may need to be aggregated with contributions made to IU’s TDA for the 402(g) limit. Please consult your tax advisor or contact UHR for assistance.

IU 457(b) Retirement Plan

457 (b) (2) contribution limit

The annual dollar limit for employee contributions to the IU 457(b) Retirement Plan is the lesser of:

AND

For age 50 and over catch-up the participant may increase the annual dollar limit on elective deferrals by an amount not exceeding the lesser of:

OR

Age 62, 63, 64 catch-up - The participant, if qualified, may increase the annual dollar limit on elective deferrals by an amount not exceeding the lesser of:

Contributions made to other retirement plans outside of IU’s retirement plans, such as another employer’s 457(b), may need to be aggregated with contributions made to IU’s 457(b) for the 457(b) limit. Please consult your tax advisor or contact UHR for assistance.

 

Please address questions regarding IRS Limits for retirement plans to or 812-856-5191.

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HR at IU South Bend

Page updated: 8 January 2016
UNIVERSITY HUMAN RESOURCES
Contact Retirement: • 812-856-5191

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