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Withdrawal, Refund and Non-payment Policies

Withdrawal from a Program

If you do decide to withdraw from a program, it is your responsibility to send a formal statement to Overseas Study, outlining the reason for withdrawal. Do not cancel or change your registration.

If you are abroad through a co-sponsoring agency, it is also your responsibility to inform that agency of your decision. Do not cancel or change your registration.

Overseas Study will notify the Office of Student Financial Assistance of your withdrawal. Please note that students who withdraw after a program begins should expect to repay any financial assistance awarded for the program.

Refund Policy

Nonrefundable prepayment(s)
The prepayments paid for any IU program will NOT be refunded under any circumstances.

IU Administered Programs

Withdrawal before the program begins
If you withdraw from the program after you have registered or have paid the fees but before the program begins, Overseas Study will remove the charges or refund all of the fees paid to IU except the nonrefundable prepayment(s) and any other fees that are non-recoverable at the time of withdrawal. Do not cancel or change your registration.

Withdrawal after the program begins
If you withdraw from the program after it begins, you must send a formal statement to Overseas Study that indicates the last day you attended classes and explains the arrangements you have made with the onsite administration for finalizing participation. Overseas Study will consider a partial refund of fees only 1) if you become seriously ill or 2) if an emergency requires you to return to the U.S. In these cases, the amount of the refund will be determined individually on the basis of costs recoverable by Overseas Study at the time of withdrawal. Do not cancel or change your registration.

Program cancellation
In the unlikely event that IU cancels a program, Overseas Study will determine refunds based on each individual case. Factors include the timing of the cancellation, number of students affected, housing situation, negotiation of recoverable housing costs and other program-related fees. The amount of credit already completed and the opportunities for students to complete courses through alternative arrangements will also be considered.

IU Co-sponsored Programs

The non-refundable prepayment and IU Services Fee are NOT refundable under any circumstances. Each co-sponsoring agency sets its own refund policies regarding fees paid to them. A refund of any co-sponsored program fees collected by Indiana University will be subject to the refund policy of the sponsoring agency. Please see program handbooks for details.


Students must meet their financial obligations to program providers (Indiana University or co-sponsoring agencies) before courses and grades will be officially awarded.

Students who have not met the financial obligations of the program by the final deadline will be awarded grades of F for the minimum number of required credit hours of the program.

Deadline for resolution of all financial issues is the last day of classes of the academic term immediately following the term of overseas study participation (approximately May 5; August 15; Dec. 20).

Note that the IU Bloomington Bursar and your home campus financial aid office may also assign sanctions, including financial holds and the immediate repayment of financial assistance.

Our daily lives are so different from people across the globe. To learn about how other people live their lives, it makes you think about how you want to live your life. It’s character building.”

-Maggie Brinley, IU Overseas Study Participant, Spain